Welcome to OCFC.com. Your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and disclose information and data when you use the OCFC.com website and services (“Services”). By using the Services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy, and to the OCFC.com Terms of Service, which are incorporated by reference.

Information We Collect

  1. Personal Information: We collect information that personally identifies you, such as your name, email address, postal address, phone number, and other personally identifiable information that you choose to provide us with or that you choose to include in your profile or account (“Personal Information”).
  2. Activity Information: When you access and use the Services, we automatically collect information about how you use them, such as your search activities, the pages you view, the date and time of your visit, and the websites you visited immediately before and after visiting the Services.
  3. Device and Usage Information: We may collect information about the computer or device you use to access the Services, including hardware models, operating system versions, web-browser languages, and IP addresses.
  4. Cookies and Tracking Technologies: We use cookies, web beacons, and other tracking technologies to collect information about your usage and preferences. You can disable cookies in your browser settings, but please note that some parts of the Services may not function properly if you do so.

How We Use Your Information

We use the information we collect for purposes described in this Privacy Policy or disclosed to you on our Services or in connection with our Services. For example, we may use your information to:

  • Operate and improve our Services;
  • Understand you and your preferences to enhance your experience and enjoyment using our Services;
  • Respond to your comments and questions and provide customer service;
  • Provide and deliver products and services you request;
  • Send you related information, including confirmations, invoices, technical notices, updates, security alerts, and support and administrative messages;
  • Communicate with you about promotions, upcoming events, and other news about products and services offered by OCFC.com and our selected partners.

How We Share Your Information

We do not share your personal information with others except as indicated below, or when we inform you and give you an opportunity to opt out of having your personal information shared.

  • With Service Providers: We may share your information with third-party service providers who perform services on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
  • Legal and Law Enforcement: Law enforcement, government officials, or other third parties when:
    • We are compelled to do so by a subpoena, court order, or similar legal procedure; or
    • We believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms of Service.
  • Change of Control: We may also transfer your personal information to another company in connection with a merger, sale, acquisition, or other change of ownership or control by or of OCFC.com (whether in whole or in part).

Your Information Choices

You may opt out of receiving promotional emails from OCFC.com by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as emails about your accounts or our ongoing business relations.

Security of Your Information

We take reasonable measures to protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction.

International Transfers

Information we collect may be stored and processed in any country in which we engage service providers, and by using the Services, you consent to the transfer of information to countries outside of your country of residence, including the United States, which may have different data protection rules than those of your country.

Changes to This Privacy Policy

We may change this Privacy Policy from time to time. If we make changes, we will notify you by revising the date at the top of the policy and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you a notification).

Questions

If you have any questions about this Privacy Policy, please contact us at Niki-A@OCFC.com

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